Protect Your Wealth from the Ravages of Inflation is a concise, no-nonsense, straightforward
guide that will help you to do three things:
1. Ensure that your emergency fund will still have some purchasing
power when you need it. Emergency funds sitting in checking accounts, or near-cash investments, will just be eaten
away by inflation. There is a better way to give you access to the cash you need when you need it. This book shows you how.
2. Insulate you from significant changes in the strength of your home currency. If all your income
and expenses are in a single currency like the U.S. dollar, you run a significant risk that your home-country currency will
lose value. Currency risk in your income-purchasing power and working capital is often overlooked until it’s too late
to do anything about it. This book deals with this issue and gives you easy-to-follow advice to protect the value of your
money.
3. Generate a better risk-adjusted return in your investment accounts. Buying a basket
of stocks and mutual funds and then performing the traditional “annual rebalancing of a diversified portfolio”
just doesn’t generate the returns most people require from their investments. This book shows you simple, powerful,
and sophisticated techniques you can use to manage your investment accounts more effectively—and without making it a
full-time job.
Protect Your Wealth from the Ravages of Inflation can’t guarantee that you will meet
your financial goals, but it can guarantee that your odds of success will be significantly increased if you follow its advice.
The book:
- Explains why traditional investing methods virtually guarantee a negative rate of return in real terms.
- Illustrates the pernicious effect of inflation on an average investor’s portfolio—and why an inflationary
period may be in the offing.
- Provides a three-step process to withstand emergencies, protect your liquid assets,
and produce a superior risk-adjusted return on a stock portfolio compared with conventional investing methods.
What you’ll learn
- How government policy normally leads to a debasement of the currency and subsequently
an inflationary environment
- How inflation significantly reduces your standard of living unless you can consistently
increase your income or reduce your expense
- How the current U.S. Consumer Price Index seriously underestimates true
inflation
- How to construct an inflation-proof emergency fund
- How to mitigate home-currency risk
- How
to generate a better-than-average risk-adjusted return in investment accounts
- How to do all this before it’s
too late
Who this book is for
The book is aimed at people who have reached a level of financial stability
and whose income is greater than monthly expenses. They have emergency cash, day-to-day working capital, and investment accounts
(including retirement accounts) to protect and grow in a potentially inflationary environment. Although U.S. residents will
be the primary focus, all the methods and techniques presented should be relatively straightforward to adapt to any country
with a fiat currency.